Choose to keep your insurance. Right now, if you want your insurance cover to continue, you need to contact your fund before your account has been inactive for 16 months and let them know. Talking to your fund over the phone may help you come to a decision about your insurance cover, but your express choice should be made to the fund in writing or by electronic means.
This can involve sending an email, responding to a text message from your fund, or filling in a form on your fund’s website.
If you want to increase your insurance cover, it’s a good idea to visit the website of your fund to see what options you have in regard to insurance cover and what the cost would be of increasing your insurance cover.
Choose to let your insurance lapse on your inactive account (you do not need to do anything once you’ve made this decision). If you have an active superannuation account, the insurance with that super fund will not be affected.